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Reporting

Which bureaus does Kikoff report to?
Kikoff is an official data furnisher for Experian. We report all customers’ monthly payments to Experian. Most lenders check two bureaus and mortgage le...
Fri, 13 Nov, 2020 at 3:28 PM
When will my Kikoff payment show on my credit report?
It’s easy to want to see improvements quickly. Especially when dealing with something that has such a big impact on you, such as credit, but building credit...
Fri, 6 Nov, 2020 at 1:00 PM
Why hasn't my credit score improved yet?
Don’t give up. Much like working out, you won’t see results right away. It takes dedication and good habits to improve your credit score. Your credit repor...
Fri, 30 Oct, 2020 at 1:17 PM
Does it look bad to have a micro-loan?
No, a micro-loan should not look bad. No lender should fault you for having a small value loan; in fact, it’s a good sign of financial responsibility to hav...
Fri, 6 Nov, 2020 at 2:16 PM
Will my score increase more if I pay off my loan faster?
No, paying your loan off faster will not increase your credit score more. Kikoff's monthly payments are designed to get you the maximum credit-building...
Thu, 1 Oct, 2020 at 11:38 AM
If I never had a credit score, how long will mine take to show up on my Kikoff account?
That is a great question. If you’ve never had a credit score before, it takes approximately 6 weeks for your first credit score to appear on your Kikoff acc...
Thu, 1 Oct, 2020 at 11:39 AM
What is VantageScore 3.0?
VantageScore 3.0 is one of the most popular credit scores on the market and was jointly created by the three major credit bureaus. VantageScore and FICO are...
Thu, 1 Oct, 2020 at 11:30 AM
Does a security freeze affect Kikoff's ability to report payments to the bureaus or open a new account?
No, a security freeze does not impact our ability to report payments or open new accounts. If a customer has a security freeze on their credit, we will stil...
Thu, 1 Oct, 2020 at 11:22 AM
What happens if I claim bankruptcy?
We understand that claiming bankruptcy can be a stressful process. When claiming bankruptcy, Kikoff will notify you of two options. You can either keep your...
Fri, 30 Oct, 2020 at 1:32 PM