What kind of details and insights can the Kikoff credit report give me?

Modified on Tue, 14 Mar 2023 at 01:13 PM

Once we’re able to verify your information, the Kikoff credit report can provide you personalized insights into the 4 major factors that determine your credit score. 

  • Payment history: How many on-time payments you’ve made or missed recently. 

  • Card usage: How much your total credit line you currently are using, in terms of a percentage rate

  • Credit mix: Show you the variety of revolving (like credit cards) and installment (such as mortgages, student loans, or personal loans) credit accounts you currently have

  • Credit age: Display the history and ages of all your current active credit accounts

In addition, Kikoff will be able to identify your problem accounts that may be causing your credit score to decrease. For example, if you have a credit card with late or missed payments, or high utilization rate. Or if you have any outstanding debt on collection.

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