What happens after I finish paying off the Kikoff Credit Builder Loan? How would I get that money back?

Modified on Wed, 24 May 2023 at 10:57 AM

After you have finished making the monthly payments for a year, you may withdraw the full amount of that money in a few different ways. 


  • ACH transfer into an external bank account You may choose to transfer the funds from Kikoff to your connected bank account of choice. This would take 5-7 days

  • Paper check mail delivery We can send a check to your address. Please note that this would be subject to shipping delay or lost mail.

  • Transfer to your Kikoff Credit+ Cash Card: Transfer directly to your Kikoff Cash Card and use your funds instantly. This is the fastest way to receive your withdrawal.


Please note that the Kikoff Credit Builder Loan is a secured installment loan and is not the Kikoff Credit Account, which is a revolving store-only line of credit used most often to buy a membership for the Kikoff Credit Service. The Kikoff Credit Service is a human service powered by our team and is not refundable.

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