What do I do if I want to close my Kikoff Credit Account after I pay it off?

Modified on Tue, 14 Mar 2023 at 12:53 PM

We’re happy to help you close your Kikoff Credit Account, but first we would like to provide you with some related information. 

Closing your account may impact your credit score. This is because your credit score takes into account your total available credit and your utilization. Closing a credit line can also lower the average age of accounts on your report. The longer you have accounts open, the better.


Here are reasons why we recommend keeping your account open: 

  • Kikoff Credit Account helps build your credit by reporting your on time payments.

  • Kikoff does not charge interest on your account and closing it may reduce your total available credit.

  • Older accounts contribute positively to your overall account age.

If you would still like to proceed with closing your account, visit this link and you will be guided through the account closure process.


After you’ve closed your Kikoff Credit Account:

  • You will receive an email confirmation of your account closure and a zero balance. 

  • On the next reporting date, if your account has been previously reported, it will be reported: current and closed. Previously reported status will not be retroactively changed.

  • Closed accounts may still receive emails from Kikoff for up to two weeks – these emails can be ignored.

  • Any other Kikoff accounts will remain open until closed

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