Currently the Kikoff Credit+ Cash Card (also known as the Secured Card or Credit Builder Card) is available to almost all existing users. If you see an invitation to apply within your Kikoff mobile app’s homepage, click through and follow the on-screen instructions for the onboarding process. We’ll ask for your mailing address and other verification information.
If you've signed up and been approved for the Kikoff Credit + Cash Card, your virtual card is available to you in the Kikoff app at any time. To receive a physical card in the mail, you first need to deposit $50 to your Kikoff Cash Account via direct deposit or bank transfer: How can I add money into my Kikoff Credit+ Cash Card account?
Before the physical card arrives in the mail in 10 business days, you may use Kikoff Credit+ Cash Card for online purchases by finding your virtual card number within your Kikoff app: visit the Cash tab, then click on the gear icon. You may also use this information to add the card to your mobile wallet.
When the physical card arrives in the mail a couple weeks, you’ll be able to activate it within the app then, and set up your 4-digit PIN number for future ATM cash withdrawal as well.
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