How do I apply for a Kikoff Credit+ Cash Card?

Applying for the Kikoff Credit+ Cash Card (also known as the Secured Card or Credit Builder Card) does not require a credit pull, only a one-time $50 minimum deposit. When you open a new Kikoff Credit+ Cash Card account, we will ask for your name, address, date of birth, and other identifying information like your driver’s license. Please note, as with many credit products, you may be asked to verify your address or place of residence. This is an important step to ensure we are getting the physical card out to you.

The Kikoff Credit+ Cash Card is a great option for those with low credit scores or no credit history, and open to most existing users—If you have received an invite, you will see the invitation within your Kikoff mobile app’s homepage. You can also sign up here!

If you've signed up and been approved for the Kikoff Credit + Cash Card, your virtual card is available to you in the Kikoff app at any time. To receive a physical card in the mail, you first need to deposit $50 to your Kikoff Cash Account via direct deposit or bank transfer.