The Kikoff Credit+ Cash Card combines all the benefits of both credit and debit cards without any of the risks. You get to build your credit history and increase your credit score by simply using the Kikoff Credit+ Cash Card in your lives without having to worry about ever overspending. The Kikoff Credit+ Cash Card only allows you to spend as much money as you have in the account connected to the card, and it does not charge interest or fees.
The minimum deposit requirement for the Kikoff Credit+ Cash Card in order to be reported to the major credit bureaus (to help you build credit) is $50. With the Kikoff Credit+Cash Secured Card, the amount of money you move to that account is how much you can spend with the card. For example, if you deposit $100 into the account, then you may spend up to $100 on the card. In the same way as you would use a debit card, the Kikoff Credit+ Cash Card will not allow you to spend more than what is available in your secured account. This way, you can rest assured that you will not overspend and be able to build your credit safely.
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