This is our standard product for all new Kikoff customers. This account builds monthly payment history and helps reduce your credit utilization. The Credit Account gets reported to Equifax and Experian every month and costs $5/month. Learn more.


We’re always working on new credit-building features and products to improve your journey. Stay tuned for additional offerings. Just remember, the better you are paying back what you borrow, the better it looks on your credit score.