VantageScore 3.0 is one of the most popular credit scores on the market and was jointly created by the three major credit bureaus. VantageScore and FICO are the two most common models and are based on many of the same factors. Here is a good article on the different types of credit scores, and a comparison of FICO vs VantageScore models: https://www.creditkarma.com/credit-cards/i/fico-score-vs-credit-score


At Kikoff we provide you with a VantageScore 3.0 credit score, but we expect you to see improvements in all other types of credit scoring models, including FICO.