That is a great question, and the answer is that we do not require any personal payment information. 


Once you create your Kikoff account, Kikoff provides you with a micro loan and stores it in your new Kikoff Digital Wallet. A digital wallet is simply a place to hold the money – think of it as a Kikoff gift card or store balance.


From your digital wallet, you can pay off your loan monthly by hitting the pay button below your current bill. Kikoff will use what’s stored in your digital wallet so you don’t have to add any bank info, making the entire process that much more secure. 


For more information on your digital wallet, please visit here.