Kikoff has helped tens of thousands of people build credit for free. We are trusted and backed by Silicon Valley’s most prestigious investors and officially recognized by major credit bureaus. But don’t just take our word for it, we encourage anybody to explore the positive feedback we’ve received on social media and YouTube. 


Kikoff was built by people who have experienced firsthand how scary credit building can be, especially for those who can’t afford to take risky chances. For this reason, we built a product that aims to bring financial opportunity to everyone – free, low-risk, and with no strings attached. We’ve been there, we know how it is, we want to offer you something better.