Kikoff is a credit building and monitoring service with a focus on making building credit as easy as possible. 


Our products are designed to target the 5 major credit score factors


Kikoff offers 2 products, both products report to the major credit bureaus and are offered as 1-year plans:


Kikoff Credit Account - this is our standard product for all new Kikoff customers. This account builds monthly payment history and helps reduce your credit utilization. The Credit Account gets reported to Equifax and Experian every month and costs $5/month. Learn more.


Kikoff Credit Builder Loan - this is an optional add-on for customers that want to build even more credit. This is a 1-year savings plan for $10/month. You’ll be able to add this product after your first payment with the Kikoff Credit Account.