How do Kikoff services show up on my credit report?

Modified on Mon, 01 May 2023 at 04:16 PM

The account type and reporting depends upon which Kikoff products you have:

  • Kikoff Credit Account reports to Equifax and Experian and will be listed as a “charge account.” 

  • Credit Builder Loan (optional add-on) reports to TransUnion and Equifax and will be listed as a “secured” line of credit.

  • Kikoff Credit+ Cash Card reports to all three major bureaus of Experian, TransUnion, and Equifax and will be listed as a Secured Credit Card


If you are a new Kikoff member, please keep in mind that our services take about 30-45 days to show up on your credit report. Kikoff will also send you a note when your report is updated and can be viewed inside your account under the Credit Score tab for more details. 

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