All accounts you have with us will show up on your credit report under Kikoff Lending, LLC. Its important to know what type they will be listed as and which bureaus you will find them on. 


Account type and reporting depends upon which Kikoff products you have:

  • Kikoff Credit Account (Credit Service plan) reports to Equifax and Experian and will be listed as a 'charge account'
  • Credit Builder Loan (optional add-on) reports to TransUnion and Equifax and will be listed as a 'secured' line of credit


Depending on when you opened the account can impact when you will see us listed but generally all accounts opened will show up on your credit file within 30-45 days of account opening.