What happens after I finish paying off my account?

Once your Kikoff Credit Account is completely paid off, your account will remain open with no debt on it, so it will not negatively impact your credit score. This actually helps with your credit payment building history to have a positive account open. 

You can always extend your payment history with us by making additional purchases against your Kikoff Credit Account. This gives you the flexibility to build a longer payment history on your own schedule.

Please note: Because we strive to continue your payment building history for your credit score’s benefit, paying off your Kikoff Credit Account will not automatically close it. If you decide to close your Kikoff Credit Account, we will not be able to resume it at a later date so please consider carefully before doing so.