Once your loan is paid off, your account will remain open and will not affect your credit score. You can always extend your payment history with us by making additional purchases against your Kikoff Credit Account. This gives you the flexibility to build a longer payment history on your own schedule.

Please note: because we strive to continue your payment building history, paying off your account will not automatically close it. Once you decide to close your account we will not be able to resume it at a later date so we ask that you make careful consideration before doing so.