It’s easy to want to see improvements quickly. Especially when dealing with something that has such a big impact on you, such as credit, but building credit requires consistency and patience.
It can take up to 6 weeks for Kikoff to show up on your credit report depending on when in the month you signed up. Kikoff reports payments to credit bureaus once a month, which takes up to 2 weeks for the bureaus to process.
For example, if you made a $1 Kikoff payment on August 5th, we will report this payment on August 31st, and you can expect to see it on your credit reports sometime between Sept 1st and September 15th.
Kikoff does help you keep track of your score by having your score available on your account, and if you use a credit monitoring tool, such as Credit Karma, you might see it on there even earlier. Just keep checking in, and remember it’s about the long haul.