Kikoff is NOT a hard pull on your credit.

Kikoff believes in helping you build credit easily so that you can have strong credit for those larger financial goals, like buying a car or a house.

We don’t check your report, we just help you build it!

You can learn more about soft and hard credit pulls here:

https://www.creditkarma.com/advice/i/hard-credit-inquiries-and-soft-credit-inquiries