Kikoff is NOT a pull on your credit.

Because Kikoff is a microloan and doesn’t collect your bank information, we don’t need to run a credit check. Kikoff believes in helping you build credit easily so that you can have strong credit for those larger financial goals, like buying a car or a house. 

We don’t check your score, we just help you build it.

You can learn more about soft and hard credit pulls here:

https://www.creditkarma.com/advice/i/hard-credit-inquiries-and-soft-credit-inquiries