I’ve been using Kikoff. Why hasn't my credit score improved yet?

Modified on Wed, 04 Jan 2023 at 04:33 PM

Much like exercising, you may not see the results of credit building right away. It takes long-term positive habits and dedication to improve a credit score. Because Kikoff needs to record a series of payments in order to show credit bureaus you can maintain them, it might take several months before your credit score starts to rise.


Please keep in mind that your credit report is subject to many other factors as well: 

  • Number and types of accounts open 

  • Length of credit history 

  • Credit card utilization 

  • Collections 

  • Hard inquiries 

  • Payment history 

We recommend you to continue the positive financial habits and not give up before seeing progress. 

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