Kikoff is an official data furnisher to the 3 major credit bureaus: Equifax, Experian, and TransUnion. We report all customers’ monthly payments to Equifax and Experian.


Please note that reporting depends upon which Kikoff products you have:

  • Kikoff Credit Account (standard membership) reports to Equifax and Experian.
  • Credit Builder Loan (optional) reports to TransUnion and Equifax.


Most lenders check two bureaus and mortgage lenders are required to check all three bureaus, so our members are well-covered.


We work closely with all the bureaus and are constantly improving our services, so keep in touch!