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Credit Reporting - How does it work?

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How can I close my account?
When will my Kikoff payment show on my credit report?
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Credit Reporting - How does it work? (1)

Bureau reporting, score increase/decrease, when will I see my score

Which bureaus does Kikoff report to?
When will my Kikoff payment show on my credit report?
Why hasn't my credit score improved yet?

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